Terms and Conditions

Effective Date: 2025.09.20

These Terms and Conditions (“Terms”) govern your use of oet-bank.com (the “Website”) and the purchase of products offered by Solo Group Co., Ltd. (“we,” “our,” or “us”). By accessing our Website or purchasing our products, you agree to these Terms. If you do not agree, please do not use our Website.

1. Use of Materials

  • All products purchased from OET Bank are for personal use only.

  • You may not copy, share, resell, distribute, or modify the materials in any form.

  • Purchases grant you a non-transferable, non-exclusive license to use the content.

2. Purchases and Payments

  • All payments are processed securely through PayPal.

  • We do not store your full payment information.

  • Prices are listed in [insert currency, e.g., USD] and may be subject to change without notice.

3. Refund Policy

  • All sales are final. Because our products are digital and delivered instantly, purchases are non-refundable.

  • If you experience a technical issue accessing your download, please contact us for assistance.

4. No Guarantee of Exam Results

  • OET Bank is an independent provider of preparation materials and is not affiliated with the official OET exam or Cambridge Boxhill Language Assessment.

  • While our resources are designed to support your preparation, we cannot guarantee exam results or outcomes.

5. Intellectual Property

  • All content on this Website, including texts, designs, and materials, is the property of Solo Group Co., Ltd.

  • Unauthorized use of our intellectual property is strictly prohibited.

6. Limitation of Liability

  • We make every effort to ensure accuracy and reliability, but we do not warrant that the Website or products will always be error-free.

  • To the maximum extent permitted by law, we are not liable for any loss or damage arising from the use of our Website or materials.

7. Governing Law

  • These Terms apply globally. By using our Website, you agree to comply with all applicable local laws in your country of residence.

8. Changes to These Terms

  • We may update these Terms from time to time. Updates will be posted on this page with the revised effective date.

9. Contact Us

If you have any questions about these Terms, please reach out to us: